Exciting New Lower Fixed Rates!  

Buy now and be in for the holidays!

Ask about Special Financing on select move-in Ready Homes!

Chelsea Lot 101                                         $735,950

FHA 4.75% (6.321 APR) - 10% Down

PROMOTIONAL RATE OF 4.75% IS BASED ON A 780 CREDIT SCORE AND 10.775% DOWN PAYMENT. THE PRINCIPAL AND INTEREST PAYMENT ON A $668,141, 30-YEAR FIXED-RATE LOAN AT 4.75% AND 89.225% LOAN-TO-VALUE (LTV) IS $3952 WITH AN ESTIMATED buyer paid DISCOUNT POINT OF UP TO 1%. THE ANNUAL PERCENTAGE RATE (APR) IS 5.476%. THE PRINCIPAL AND INTEREST PAYMENTS WILL CONTINUE FOR 360 MONTHS UNTIL PAID IN FULL. QUOTE INCLUDES MORTGAGE INSURANCE OF $272, TAXES OF $711 AND HOME INSURANCE PREMIUMS $110, WHICH WILL RESULT IN A TOTAL MONTHLY PAYMENT OF $4578.  RATES ARE CURRENT AS OF 7/24/24 AND ARE SUBJECT TO CHANGE. Loan promotions are for qualified home buyers who sign purchase agreements on select homes with FCB Homes and close on or before September 30, 2024, when financing is provided by Coast Home Loans (see licensing information below*). The interest rate is not guaranteed and is subject to change without notice. The rate above is based on the application of 100% of seller-paid closing cost assistance applied to obtain a permanent interest rate buydown. The actual amount of closing cost assistance cannot exceed the buyer’s actual closing costs. This interest rate is available to owner occupants only and is subject to availability, the specified loan-to-value ratio, a maximum conventional loan amount, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments.

 *LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, DRE LICENSE #02050654, NMLS #1689518, BLAKE EAGAL, NMLS 250496.