Special Low Interest Rate Financing on Featured Homes
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Buy now and get special low rates
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Offer valid on Select Move-in Ready Homes
The Poplar II Plan
Lot 148 Price $778,950
CONVENTIONAL -1st Year Rate 4.99% - Year 2-30 Fixed Rate 5.99% (6.427 APR)
Loan Term | 30-year fixed rate (4.99% years 1 only) |
Required Money Down | 25% |
Contract By | 5/31/25 |
Close By | 6/30/25 |
CONVENTIONAL $778,950 -1st Year Rate 4.99% - Year 2-30 Fixed Rate 5.99% (6.427 APR) - 25% Down
4.99% IS A PROMOTIONAL RATE FOR THE FIRST YEAR ONLY. PERMANENT RATE FOR YEARS 2-30 IS 5.99% AND IS BASED ON A 780 CREDIT SCORE AND 25.00% DOWN PAYMENT. THE PRINCIPAL AND INTEREST PAYMENT ON A $584,212 LOAN, AT 4.99% AND 75.0% LOAN-TO-VALUE (LTV) IS $3133 WITH AN ESTIMATED SELLER PAID DISCOUNT POINT OF UP TO 4.125%. QUOTE INCLUDES TAXES OF $766 AND HOME INSURANCE PREMIUMS OF $100, WHICH WILL RESULT IN A TOTAL MONTHLY PAYMENT OF $3999 FOR YEAR 1, $4364 FOR YEAR 2-30. THE ANNUAL PERCENTAGE RATE (APR) IS 6.427%. THE PRINCIPAL AND INTEREST PAYMENTS WILL CONTINUE FOR 360 MONTHS UNTIL PAID IN FULL. RATES ARE CURRENT AS OF 4/17/25 AND ARE SUBJECT TO CHANGE. Loan promotions are for qualified home buyers who sign purchase agreements on select homes with FCB Homes and close on or before June 30th, when financing is provided by Coast Home Loans (see licensing information below*). The interest rate is not guaranteed and is subject to change without notice The rate above is based on the application of 100% of seller-paid closing cost assistance applied to obtain a permanent interest rate buydown. The actual amount of closing cost assistance cannot exceed the buyer’s actual closing costs. This interest rate is available to owner occupants only and is subject to availability, the specified loan-to-value ratio, a maximum conventional loan amount, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments.
*LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, DRE LICENSE #02050654, NMLS #1689518, BLAKE EAGAL, NMLS 250496.
